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Used car finance

Get a used car and finance package from the bad credit specialists

Get a decision in minutes ✅ - with zero impact on your credit score!

Get Started

Are you looking for used car finance? Don’t look any further because you’re in the right place.

Hippo has access to the biggest, the best and the most competitive finance providers, which gives us the ability to get you the best rates on the market.

The Hippo commitment

Everyone should have the opportunity to invest in a quality used car – so we provide a service that allows you to:

  • Buy a car regardless of your credit situation; we can find car finance for you through our various finance providers.
  • Work with a company that isn’t tied into deals with specific lenders. This means we don’t need to adhere to strict and often higher interest rates as we’re an independent broker.
  • Access cars from various manufacturers, meaning you get the vehicle that you want, not the cars we’re trying to sell.

How to get a used car on finance

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Use the My Hippo app to find your car
    Once you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    We offer 48 hour nationwide delivery! Or, you can pick your car up from our showroom on the same day.

How to improve your chance of acceptance

1. Pay on a monthly scheme
You don’t need to worry about saving up vast sums of money when you use Hippo for your car and finance. We’ll arrange one monthly payment, which makes managing your money easy.
2. Avoid rapid depreciation
A three-year-old car may depreciate by 50% or more in its first three years on the road. Buying used will ensure you avoid rapid depreciation, which makes your motor feel like more of an investment.
3. Minimise insurance costs
Older cars are more risk-averse for insurers than new vehicles. Insuring a new car is much more expensive than insuring an old car because the cost of replacing new parts or the car is higher.

How can Hippo help me get a used car on finance?

We want to make sure you get the vehicle you love, so we have a large range of used cars for you to choose from in various makes, models and body styles. If you can’t find the vehicle you’re after, get in touch, and we’ll source it for you.

We understand that everyone’s circumstances are different, so we offer tailored finance packages to a variety of customers. We offer cars and finance agreements to people with no deposit, bad credit and even CCjs and IVAs.

Plus, we’ll conduct a Hippo 172-point HPI check before any vehicle leaves our site, meaning you can be confident you’re getting a quality used car. Hit the apply button and use our FREE soft credit check with no impact on your credit score to see if you’re preapproved.

Apply now

Check Your Credit Score

Your finance options

As a responsible broker, we always recommend picking the finance package that’s right for you. You can do a FREE soft credit check with us that won’t affect your credit score, but you can get an idea of which finance package you’d prefer beforehand:

Hire purchase (HP) Arrange your contract period and monthly payments with us, stick to your payment plan and own the car at the end of the agreement.
Personal contract purchase (PCP) Pay smaller monthly payments during your contract, and pay a balloon payment at the end of the agreement to own the car or hand it back.

Browse 1000s of used vehicles

We have a vast range of cars from various manufacturers. We can help whether you’re looking for speedy BMW sedan or a practical city car like a Citroen C1. Start browsing now:

Nissan Qashqai 1.5 dCi Acenta
nissan Qashqai 1.5 dCi Acenta

Pay NO Initial Rental
From £159.41
per month incl. vat.
View deal
Toyota Aygo 1.0 VVT-i X
toyota Aygo 1.0 VVT-i X

Pay NO Initial Rental
From £136.39
per month incl. vat.
View deal
Vauxhall Astra 1.6i Design Auto
vauxhall Astra 1.6i Design Auto

Pay NO Initial Rental
From £209.52
per month incl. vat.
View deal
Toyota Auris 1.4 D-4D Active
toyota Auris 1.4 D-4D Active

Pay NO Initial Rental
From £172.72
per month incl. vat.
View deal
Vauxhall Astra GTC 1.4T 16V 140 SRi
vauxhall Astra GTC 1.4T 16V 140 SRi

Pay NO Initial Rental
From £183.26
per month incl. vat.
View deal
Citroen C1 1.2 PureTech Flair
citroen C1 1.2 PureTech Flair

Pay NO Initial Rental
From £143.96
per month incl. vat.
View deal
Ford Grand C-Max 1.6 TDCi Zetec
ford Grand C-Max 1.6 TDCi Zetec

Pay NO Initial Rental
From £234.60
per month incl. vat.
View deal
Volkswagen Up 1.0 Move Up
volkswagen Up 1.0 Move Up

Pay NO Initial Rental
From £122.89
per month incl. vat.
View deal
Peugeot 308 1.6 BlueHDi 120 Allure EAT6
peugeot 308 1.6 BlueHDi 120 Allure EAT6

Pay NO Initial Rental
From £215.72
per month incl. vat.
View deal
Skoda Octavia 1.6 TDI CR SE
skoda Octavia 1.6 TDI CR SE

Pay NO Initial Rental
From £200.68
per month incl. vat.
View deal
Citroen Grand C4 Picasso 1.6 BlueHDi 100 VTR
citroen Grand C4 Picasso 1.6 BlueHDi

Pay NO Initial Rental
From £230.26
per month incl. vat.
View deal
BMW 114i SE
bmw 114i SE

Pay NO Initial Rental
From £219.39
per month incl. vat.
View deal
Peugeot 208 1.6 BlueHDi 100 Allure
peugeot 208 1.6 BlueHDi 100 Allure

Pay NO Initial Rental
From £147.94
per month incl. vat.
View deal
Peugeot 108 1.0 Active
peugeot 108 1.0 Active

Pay NO Initial Rental
From £128.16
per month incl. vat.
View deal
Mercedes-Benz C Class C250D AMG Line Auto
mercedes C Class C250D AMG Line Auto

Pay NO Initial Rental
From £423.51
per month incl. vat.
View deal
Peugeot 308 1.2 P/T 130 Allure
peugeot 308 1.2 P/T 130 ALLURE 5 DoorS

Pay NO Initial Rental
From £180.12
per month incl. vat.
View deal

We inspect and check our cars

Regardless of whether your car is two or eight years old, we prepare each car in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll feel assured as soon as you get behind the wheel.

We deliver

Once you’ve found your perfect car, you can collect it, or we can deliver it to any destination in the UK. All our used car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of trying to finance a new car, and get a used car instead.

Trustpilot
"Hippo were great, professional and knowledgeable but also ‘normal’, approachable and friendly – the perfect mix."
Ally Wood | 13/10/2020

Learn More About Car Finance

Read our guides on car finance to discover how you should finance your new car:

Bad Credit History
Bad Credit History
If you've been suffering with a bad credit history, you're in good hands. As bad credit car finance specialists, we understand you still need a reliable vehicle.
> Bad Credit Car Finance
Car Finance Explained
Car Finance Explained
Car finance can be confusing, but luckily we’re on hand to keep things simple. Our expert guide will help explain the finance process.
> Car Finance Explained

FAQs

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan amount

£7500

APR

18.9%

60 monthly payments

£188.16

Deposit amount

£0

Loan term

60 months

Flat rate

10.1%

Total cost of credit

£3789.606

Total amount payable

£11289.606

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at www.fca.org.uk

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at info@hippomotorgroup.com. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.