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Used car finance

Get a used car and finance package from the bad credit specialists

Get a decision in minutes ✅ - with zero impact on your credit score!

Get Started

Are you looking for used car finance? Don’t look any further because you’re in the right place.

Hippo has access to the biggest, the best and the most competitive finance providers, which gives us the ability to get you the best rates on the market.

The Hippo commitment

Everyone should have the opportunity to invest in a quality used car – so we provide a service that allows you to:

  • Buy a car regardless of your credit situation; we can find car finance for you through our various finance providers.
  • Work with a company that isn’t tied into deals with specific lenders. This means we don’t need to adhere to strict and often higher interest rates as we’re an independent broker.
  • Access cars from various manufacturers, meaning you get the vehicle that you want, not the cars we’re trying to sell.

How to get a used car on finance

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Use the My Hippo app to find your car
    Once you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    We offer 48 hour nationwide delivery! Or, you can pick your car up from our showroom on the same day.

How to improve your chance of acceptance

1. Pay on a monthly scheme
You don’t need to worry about saving up vast sums of money when you use Hippo for your car and finance. We’ll arrange one monthly payment, which makes managing your money easy.
2. Avoid rapid depreciation
A three-year-old car may depreciate by 50% or more in its first three years on the road. Buying used will ensure you avoid rapid depreciation, which makes your motor feel like more of an investment.
3. Minimise insurance costs
Older cars are more risk-averse for insurers than new vehicles. Insuring a new car is much more expensive than insuring an old car because the cost of replacing new parts or the car is higher.

How can Hippo help me get a used car on finance?

We want to make sure you get the vehicle you love, so we have a large range of used cars for you to choose from in various makes, models and body styles. If you can’t find the vehicle you’re after, get in touch, and we’ll source it for you.

We understand that everyone’s circumstances are different, so we offer tailored finance packages to a variety of customers. We offer cars and finance agreements to people with no deposit, bad credit and even CCjs and IVAs.

Plus, we’ll conduct a Hippo 172-point HPI check before any vehicle leaves our site, meaning you can be confident you’re getting a quality used car. Hit the apply button and use our FREE soft credit check with no impact on your credit score to see if you’re preapproved.

Apply now

Check Your Credit Score

Your finance options

As a responsible broker, we always recommend picking the finance package that’s right for you. You can do a FREE soft credit check with us that won’t affect your credit score, but you can get an idea of which finance package you’d prefer beforehand:

Hire purchase (HP) Arrange your contract period and monthly payments with us, stick to your payment plan and own the car at the end of the agreement.
Personal contract purchase (PCP) Pay smaller monthly payments during your contract, and pay a balloon payment at the end of the agreement to own the car or hand it back.

Browse 1000s of used vehicles

We have a vast range of cars from various manufacturers. We can help whether you’re looking for speedy BMW sedan or a practical city car like a Citroen C1. Start browsing now:

Vauxhall Corsa Hatchback
Vauxhall Corsa Hatchback
Pay NO Deposit
From £138.71
per month incl. vat.
View Deal
Volkswagen Polo 1.4 TDI SE
Volkswagen Polo 1.4 TDI SE
Pay NO Deposit
From £159.84
per month incl. vat.
View Deal
BMW F30 320d ED Plus Saloon B470 2.0d LCI Auto
BMW F30 320d ED Plus Saloon B470 2.0d LCI Auto
Pay NO Deposit
From £251.63
per month incl. vat.
View Deal
Vauxhall Astra 1.6
Vauxhall ASTRA 1.6 CDTI 16V 110 TECH LINE 5 Doors Hatchback
Pay NO Deposit
From £164.54
per month incl. vat.
View Deal
Peugeot 308 1.2 PureTech 130 Allure
Peugeot 308 1.2 PureTech 130 Allure
Pay NO Deposit
From £169.63
per month incl. vat.
View Deal
Peugeot 208 1.6 BlueHDi Active
Peugeot 208 1.6 BlueHDi Active
Pay NO Deposit
From £176.89
per month incl. vat.
View Deal
Skoda Octavia 1.6 TDI CR SE
Skoda Octavia 1.6 TDI CR SE
Pay NO Deposit
From £200.68
per month incl. vat.
View Deal
Citroen Grand C4 Picasso 1.6 e-HDi 115 VTR+
Citroen Grand C4 Picasso 1.6 e-HDi 115 VTR+
Pay NO Deposit
From £237.50
per month incl. vat.
View Deal
Volkswagen Touareg 3.0 V6 TDI BlueMotion Tech Auto
Volkswagen Touareg 3.0 V6 TDI BlueMotion Tech Auto
Pay NO Deposit
From £466.64
per month incl. vat.
View Deal
KIA Carens 1.7 CRDi 2
Kia Carens 1.7 CRDi 2
Pay NO Deposit
From £229.77
per month incl. vat.
View Deal
Ford Galaxy 1.6 TDCi Zetec [Start Stop]
Ford Galaxy 1.6 TDCi Zetec [Start Stop]
Pay NO Deposit
From £273.58
per month incl. vat.
View Deal
Vauxhall Insignia 2.0 CDTi ecoFLEX SRi
Vauxhall Insignia 2.0 CDTi ecoFLEX SRi
Pay NO Deposit
From £218.19
per month incl. vat.
View Deal
Land Rover Discovery Sport 2.0 TD4 180 SE Tech Auto
Land Rover Discovery Sport 2.0 TD4 180 SE Tech Auto
Pay NO Deposit
From £429.94
per month incl. vat.
View Deal
Vauxhall Insignia GS 1.6
Vauxhall VAUXHALL INSIGNIA GS 1.6 TURBO D 136 ECOTEC SRI
Pay NO Deposit
From £240.91
per month incl. vat.
View Deal
Mazda6 2.2d SE-L Nav
Mazda 2.2d SE-L Nav
Pay NO Deposit
From £229.84
per month incl. vat.
View Deal
Peugeot 308 1.6 BlueHDi 120 Allure EAT6
Peugeot 308 1.6 BlueHDi 120 Allure EAT6
Pay NO Deposit
From £215.72
per month incl. vat.
View Deal

We inspect and check our cars

Regardless of whether your car is two or eight years old, we prepare each car in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll feel assured as soon as you get behind the wheel.

We deliver

Once you’ve found your perfect car, you can collect it, or we can deliver it to any destination in the UK. All our used car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of trying to finance a new car, and get a used car instead.

Trustpilot
"Hippo were great, professional and knowledgeable but also ‘normal’, approachable and friendly – the perfect mix."
Ally Wood | 14/10/2020

Learn More About Car Finance

Read our guides on car finance to discover how you should finance your new car:

Bad Credit History
Bad Credit History
If you've been suffering with a bad credit history, you're in good hands. As bad credit car finance specialists, we understand you still need a reliable vehicle.
> Bad Credit Car Finance
Car Finance Explained
Car Finance Explained
Car finance can be confusing, but luckily we’re on hand to keep things simple. Our expert guide will help explain the finance process.
> Car Finance Explained

FAQs

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan Amount Total Cost of Credit Representative APR 60 Monthly Payments Deposit Amount Loan Term Total Amount Payable
£7,500 £3831 19.1% APR £188.85 £0 60 Months £11,331

All offers are subject to change at any time, you must be 18 or over and finance is subject to status, vehicle availability and terms and conditions apply. We can introduce you to a limited number of finance companies, a commission may be received. Failure to maintain payments may result in termination of your agreement and the vehicle being returned, this could affect your credit rating and make it more difficult to obtain credit in the future. All prices correct at time of publication.

We purchase a wide variety of vehicles from all over the country to ensure the best quality and value for our customers, all of our cars go through a thorough inspection process and if they do not meet our standards we do not sell them. We endeavour to inform our customers (where possible) the provenance of the vehicle they are buying and as such we will always inform you if the vehicle has previously been either an ex fleet or hire car. Should your vehicle be an ex hire/fleet car please do not be concerned as we would never value this vehicle differently when you come to part exchange it and there is no difference to the CAP valuation either.

You should try and estimate the distance you will travel as accurately as possible to try and avoid excess mileage charges at the end of your contract.

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at www.fca.org.uk

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at info@hippomotorgroup.com . This does not affect your statutory rights.

We are a broker not a lender and our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB13NU.