How It Works

Thank You

Thank you for completing your online application.

What happens next?

Step 1

Now you’ve completed your application, our underwriters are working hard with our top-tier and specialist panel of lenders to find the right one for you.

Step 2

If you’ve applied during our opening hours, you should have your pre-approval in less than 60 minutes. It’ll be sent to the email address you supplied, so keep an eye out.

If you applied outside our regular opening hours, you’ll receive your email the next working day.

Step 3

Once approved, your dedicated account manager will give you a personalised link to our Vehicle Portal via email.

Step 4

Use our Vehicle Portal to search through thousands of deals, all of which are tailored to your approval.

Step 5

After you’ve found the car you want and are happy with the fixed monthly payments, reserve your vehicle online and organise delivery at a time to suit you. At this point the lender will need to conduct a hard credit search to confirm your eligibility.

Delivery is usually available within 24 hours across the UK on any Hippo Approved Used vehicle.

I want to speak to someone

If you’re still not certain which vehicle is right for you; if you want to ask any questions, or if you’d just rather speak to a qualified expert, a member of our team will be in touch shortly.

They can give you all the information you need and answer any queries you have so you can make an informed decision.

Should you have any questions in the meantime, please feel free to get in touch.

Representative Example of Credit

Based on a Hire Purchase (HP) agreement. We expect more than 51% of our customers to achieve this rate.

Loan amount




60 monthly payments


Deposit amount


Loan term

60 months

Flat rate


Total cost of credit


Total amount payable


All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions Limited t/a Hippo Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. Company number 06215364, registered company address – Unit 26, Trident Park, Trident Way, Blackburn, BB13NU. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a commission for introducing you to a lender, the commission we receive may be preset but can vary and impact the amount payable. Images for illustrative purposes only. Hippo Vehicle Solutions Limited t/a Hippo Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at

* Only a soft check is carried out when you complete this finance check which won’t affect your credit score. However, if you choose to proceed and order a vehicle, a full credit check will be carried out.
** Delivery and collection times are dependent on your vehicle being ready when you place your order. If your vehicle is still being prepared then these times may be extended.
*** We offer you a 14 day money back guarantee, meaning you’re not stuck in the remainder of your contract, if you change your mind once you’ve signed your documents. But this is subject to a cancellation fee which is £600.

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at [email protected]. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.

When completing an application on this site we will automatically check your eligibility across a range of finance & leasing products to provide you with the best selection of options that we can. Below is a Representative Examples of our HP finance options for comparison, we expect more than 51% of customers to achieve the rates shown.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.