Agreement with us: When you sign the order form, you accept the terms and conditions set out in this Agreement. Please read this Agreement carefully and if there is anything you do not understand, or may not agree with, ask any member of staff you communicate with. If you wish to rely on any amendment or addition to the Agreement, you should ensure it is confirmed in writing by one of our duly authorised representatives. If we agree any variation in the vehicle to be supplied, this shall be deemed to be an amendment to the Agreement rather than a new agreement.
You must provide us with any information we need in order to comply with money laundering legislation and guarantee the accuracy of the information so supplied.
Definitions – ‘We’ or ‘Us’ refers to Hippo Vehicle Solutions Limited as the seller of the goods described on the order form. ‘You’ refers to the customer as the purchaser of the goods described on the order form. ‘Vehicle’ refers to the goods being ordered and supplied as detailed on the order form.
Credit checks: On applying for a finance or lease product via any of our communication channels, your information will be used initially to conduct a soft credit search. This will not register as a full check on your file and will eliminate any unnecessary checks on your credit profile and allows us to get you an approval in principle with the lender that is best suited to your circumstances. If you qualify with some lenders due to a good/excellent credit rating, further details will be required to gain a full approval, this will then register as a hard search, the rest of our lending panel only register a hard search when you have decided to go ahead with a vehicle and the agreement goes live.
If you have applied for a specific type of product, such as Contract Hire but are unsuccessful for that type of credit line, we will offer other alternatives that may be more suitable to your circumstance as part of the application process.
Accessories: Any accessories fitted or supplied by us will be covered by any warranty given by the manufacturer of those accessories.
Delivery: Delivery will take place at the dealership detailed on the order form unless otherwise agreed.
Cancellation / Withdrawal:
Ownership and Legal Responsibility:The Vehicle will belong to us until we have received cleared funds to the value of the total purchase price. However, you will be responsible for any loss or damage from when the Vehicle is delivered to you and should insure accordingly.
New Vehicle: If the Vehicle ordered is a new vehicle, the following will apply:
Used Goods: Where the Vehicle supplied under the Agreement is still subject to the manufacturer’s or (as appropriate) concessionaire’s warranty, they will be sold with the benefit of such warranty. Where you are purchasing as a consumer such a warranty is additional to your statutory rights and is not affected by any change of ownership of the Vehicle. Remedial work under warranty may be carried out by any dealer or service workshop in the European Economic Area authorised directly or indirectly by the manufacturer, who may repair or replace any defective parts or (if he considers repair or replacement uneconomic) refund an appropriate part of the purchase price. Where such is available to us, we will provide you with a copy of the manufacturer’s warranty terms on delivery.
Delivery Mileage: If the Vehicle ordered is a new vehicle and is being collected by the customer from our premises, the mileage at delivery will be generally less than 200miles and will be no more than 500miles. If the Vehicle being ordered is a used vehicle, the mileage at delivery will generally be within 1000 miles of that shown on the order form. If the Vehicle (either new or used) is being delivered to the customer’s address, the delivery mileage will be greater by the delivery distance covered.
Part Exchange Valuation: Where you wish to sell us a vehicle in part exchange, and its value as agreed with us is to be taken off the purchase price of the Vehicle we agree to supply:
the following conditions will apply:
Taxes, Tariffs and Statutory Changes: In the event of the imposition of any taxes, tariffs or other statutory charges or changes to any such already existing, for example, changes to the rate of value added tax, road fund license (vehicle excise duty) or first registration fee changes between the date of order and the date of delivery, you must pay the amount current at the point of delivery.
Notices and Jurisdiction: Any notice provided for in this Agreement must be in writing and be sent by first class post to the residence or place of business of the person to whom it is addressed. It will be assumed that such a notice has been received by the addressee no later than two days after posting.
Distance and Off-Premises Sales:
Limitation of Liability: Unless set out otherwise herein, we limit our liability for any breach of the Agreement (and for any other liability arising out of or connected to the Agreement) to the amount of the purchase price. We expressly exclude all liability for loss of profit, goodwill or agreements and for any indirect, consequential or economic loss. The limitations in this clause will not apply in cases of fraud, death or personal injury.
Data Protection: We are registered with the Information Commissioners Office, our company registration number is Z1246427. Data Protection legislation requires us to have a Data Privacy Notice (see Notice on our website or in one of our dealerships) which informs you how we process your data while in our possession. If at any time you wish to opt out of any communication from us or wish for your personal details to be amended or deleted from our records, please email your request to: firstname.lastname@example.org.
Alternative Dispute Resolution: We subscribe to third-party conciliation services and adhere to their codes of practice; we will always attempt to resolve any disputes quickly and efficiently. However, if you are a consumer and remain dissatisfied with the outcome and explanation we have provided, you have the right to escalate the matter to the FOS or any of the following optional providers of Alternative Dispute Resolution (ADR) who offer conciliation and arbitration. Their decision will be legally binding on both us and you, as the consumer.
Based on a Hire Purchase (HP) agreement. We expect more than 51% of our customers to achieve this rate.
60 monthly payments
Total cost of credit
Total amount payable
All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.
Hippo Vehicle Solutions Limited t/a Hippo Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. Company number 06215364, registered company address – Unit 26, Trident Park, Trident Way, Blackburn, BB13NU. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a commission for introducing you to a lender, the commission we receive may be preset but can vary and impact the amount payable. Images for illustrative purposes only. Hippo Vehicle Solutions Limited t/a Hippo Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at www.fca.org.uk
We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at email@example.com. This does not affect your statutory rights.
Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.
When completing an application on this site we will automatically check your eligibility across a range of finance & leasing products to provide you with the best selection of options that we can. Below is a Representative Examples of our HP finance options for comparison, we expect more than 51% of customers to achieve the rates shown.
Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.