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Quick car finance

Get a decision in 60 minutes with the bad credit specialists

Get a decision in minutes ✅ - with zero impact on your credit score!

Get Started

If you find yourself in need of a car and finance package fast, but you have bad credit or have suffered other financial difficulties, Hippo can help.

Being without a car when you have kids to pick up or a job to go to can leave you feeling stressed and overwhelmed, so we’re here to take that pressure off. If you have bad credit and you don’t have the cash to pay upfront, you’re probably worried you may not be able to get a car at all. With the right broker and lender, you can get the car and finance package you need to get you on the road.

The Hippo commitment

We want our customers to be able to get a car and finance package quickly, and at a fair price, so we supply a product and service that allows you to:

  • Get a fast decision knowing the outcome won’t affect your credit score.
  • Combine your car and finance into one, simple package so you can save time and money.
  • Avoid the stigma of bad credit borrowing by working with a trustworthy broker and lender.
  • Invest in your future by owning a car that improves your lifestyle and makes you happy.

How to get quick car finance

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Use the My Hippo app to find your car
    Once you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    We offer 48 hour nationwide delivery! Or, you can pick your car up from our showroom on the same day.

What type of finance do you need?

1. Business car finance
We recognise that businesses drive the economy forward, and sometimes you need a vehicle fast to ensure you can hit your targets. Talk to us about our business packages if you need a car or van quickly.
2. Personal car finance
Personal car finance is the most popular form of car finance. And when you can’t do your shopping, pick the kids up from school or do your daily commute to work you’re bound to feel a bit lost. That’s why we offer personal finance on all our cars.

Check Your Credit Score

What are your finance options?

Hire purchase (HP) A loan that allows you to pay a set monthly instalment. Once you’ve paid off the finance, you’ll own the car. You’ll have the option to own the car at the end of the agreement by paying a balloon payment or hand the car back and get a new one.
Personal contract purchase (PCP) A loan that allows you to pay a monthly instalment, except you don’t pay off the full value like HP. You’ll have an option to pay a balloon payment at the end of the agreement if you want to own the car or hand it back.
Personal contract hire (PCH) A loan that allows you to pay a monthly instalment, except you’ll never have the option to own the car. PCH is ideal for people that know they want to finance a van but aren’t interested in owning the vehicle.

Calculate Your Monthly Payments

If you’re confident you can pay your monthly fee and know your credit rating, use the finance calculator below and we’ll give you a rough cost of your credit agreement.

My credit is... Bad Poor Average Good Excellent
£70 £1000
12 months 60 months

Summary

We could get you a car up to
*
Amount Repayable:
Representative APR:
Rate of Fixed Interest:
Total Cost of Credit:
Check your eligibility
* Depending on your credit score.

Rep example: Representative APR: , Cash Price: , Deposit: £0, Total amount of credit: . Rate of Fixed Interest: , Amount Repayable: £6,000. 60 month term

3 benefits of using Hippo for quick car finance

1. We’ll give you a decision in 60 minutes
If you’re in a hurry, you can fill in our five-minute application form, and we’ll email you a decision within the hour if you apply in our open hours. Plus, our decision won’t damage your credit score.
2. We offer no deposit deals
If you’re in a rush to buy a car, we can’t imagine you’ll be thinking about saving money up to put down for a deposit. That’s why we offer no deposit deals on all our cars, meaning you don’t have to pay anything for thirty days from your agreement starting.
3. We’ll deliver your car
We’ll arrange delivery to any location in the UK. Plus, we aim to deliver our vehicles in three days so that you can get back to everyday life. All our deliveries adhere to social distancing measures, and we clean all our cars before delivery.

How can Hippo help me get accepted for fast car finance?

If you’re applying for a car and you have bad credit, you’re probably worried about suffering rejection and whether you can get a car in a short time frame. Our team will help ease any of those worries.

With over 50 years’ experience, we help people get cars fast, and Hippo knows that finding the perfect vehicle at the right price is easy if you use the right company. No jargon. No finance riddles. Straightforward car finance.

Our team has plenty of experience helping people get a car and finance package; you’ll get access to our panel of specialist bad credit lenders – which will increase your chance of acceptance. Start today with our FREE soft credit check that won’t affect your credit score.

Apply nowGet an online decision in minutes

Learn more about car finance eligibility

Find out what you need to do before you apply for car finance:

1. What is car loan eligibility?
Find out what lenders look for and make tweaks to your credit profile to improve your chance of acceptance.
2. What credit checks do you do?
Discover what credit checks lenders do, how long they take and get an idea of whether you’ll be accepted.

Browse our new and used cars

We stock a range of new cars in various styles and body types, including the world’s leading brands such as BMW and Toyota.

Infiniti Q50 2.2d Sport Auto
Infiniti Q50 2.2d Sport Auto
Pay NO Deposit
From £277.50
per month incl. vat.
View Deal
Nissan Qashqai 1.5 DCI N-TEC
Nissan Qashqai 1.5 DCI N-TEC
Pay NO Deposit
From £250.15
per month incl. vat.
View Deal
No image for TEST
Alfa Romeo
Pay NO Deposit
From £123,123.00
per month incl. vat.
View Deal
Peugeot 308 1.6 BlueHDi 100 Access
Peugeot 308 1.6 BlueHDi 100 Access
Pay NO Deposit
From £200.95
per month incl. vat.
View Deal
BMW X4 xDrive20d M Sport Step Auto
BMW
Pay NO Deposit
From £472.25
per month incl. vat.
View Deal
Toyota Aygo 1.0 VVT-i X-Play
Toyota Aygo 1.0 VVT-i X-Play
Pay NO Deposit
From £148.59
per month incl. vat.
View Deal
Ford Focus 1.6 125 Zetec Powershift
Ford Focus 1.6 125 Zetec Powershift
Pay NO Deposit
From £215.67
per month incl. vat.
View Deal
Jaguar XE 2.0d SE Auto
Jaguar XE 2.0d SE Auto
Pay NO Deposit
From £289.11
per month incl. vat.
View Deal
Peugeot 108 1.0 Active 3dr
Peugeot 108 1.0 Active
Pay NO Deposit
From £129.86
per month incl. vat.
View Deal
Subaru Levorg 1.6 GT Lineartronic
Subaru Levorg 1.6 GT Lineartronic
Pay NO Deposit
From £353.48
per month incl. vat.
View Deal
Audi A4 2.0 TDI Ultra Sport
Audi A4 2.0 TDI Ultra Sport
Pay NO Deposit
From £246.52
per month incl. vat.
View Deal
Peugeot 108 1.0 Active 5dr
Peugeot 108 1.0 Active 5dr
Pay NO Deposit
From £129.96
per month incl. vat.
View Deal
Jeep Renegade 1.6 E-torQ Longitude
Jeep Renegade 1.6 E-torQ Longitude
Pay NO Deposit
From £232.12
per month incl. vat.
View Deal
Honda Jazz
Honda Jazz
Pay NO Deposit
From £149.00
per month incl. vat.
View Deal
BMW 430D
BMW BMW 430D GRAN COUPE 3.0 XDRIVE M SPORT STEP 5 Doors Coupe
Pay NO Deposit
From £512.47
per month incl. vat.
View Deal
BMW 420I 2.0 T M Sport
BMW 420I
Pay NO Deposit
From £362.90
per month incl. vat.
View Deal

We check and test all our vehicles

We prepare each car in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll feel ready to tackle the day as soon as you get behind the wheel.

We deliver

Once you’ve found your ideal car, you can collect it, or we can deliver it to any destination in the UK. If your vehicle is coming from the manufacturer, your delivery time may be longer. All our quick car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of financing your car, and enjoy the pleasure of driving it.

3 reasons to trust Hippo with your new car

As a responsible broker specialising in working with people who have bad credit, our service is founded on trust. Here are three reasons to have faith in our service.

  • All our cars come with a free 172-point check, and no vehicle leaves our showroom without passing it.
  • We offer a 14-day returns policy, so if you aren’t happy with your vehicle, you can get a refund.
  • If your car isn’t in the manufacturer’s warranty, we’ll offer you a complimentary six-month warranty for extra peace of mind.

Apply nowGet an online decision in minutes

Trustpilot
"Being a previous customer and receiving outstanding service, I have returned to Hippo Motor Finance to upgrade to a newer car. From the first contact, it was again seamless, quick and outstanding service."
Lee Barham | 01/11/2019

FAQs

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan Amount Total Cost of Credit Representative APR 60 Monthly Payments Deposit Amount Loan Term Total Amount Payable
£7,500 £3831 19.1% APR £188.85 £0 60 Months £11,331

All offers are subject to change at any time, you must be 18 or over and finance is subject to status, vehicle availability and terms and conditions apply. We can introduce you to a limited number of finance companies, a commission may be received. Failure to maintain payments may result in termination of your agreement and the vehicle being returned, this could affect your credit rating and make it more difficult to obtain credit in the future. All prices correct at time of publication.

We purchase a wide variety of vehicles from all over the country to ensure the best quality and value for our customers, all of our cars go through a thorough inspection process and if they do not meet our standards we do not sell them. We endeavour to inform our customers (where possible) the provenance of the vehicle they are buying and as such we will always inform you if the vehicle has previously been either an ex fleet or hire car. Should your vehicle be an ex hire/fleet car please do not be concerned as we would never value this vehicle differently when you come to part exchange it and there is no difference to the CAP valuation either.

You should try and estimate the distance you will travel as accurately as possible to try and avoid excess mileage charges at the end of your contract.

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at www.fca.org.uk

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at info@hippomotorgroup.com . This does not affect your statutory rights.

We are a broker not a lender and our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB13NU.