Bad credit can put lenders off wanting to borrow you money for a new van, which can be devastating if your van is crucial to your livelihood.
If you’re concerned about applying for van finance because you have a low credit score, that’s understandable.
At Hippo, we believe in trying to help people who have fallen on financial hardship or haven’t been able to maintain a good credit score, so we take a different approach.
The Hippo commitment
You should have the right to access a van that helps you improve your livelihood and take your business to the next level. So, we provide a product and a service that allow you to:
- Ditch the stigma of bad credit borrowing by working with a responsible broker and lender.
- Invest in your future by buying a car that helps you improve your livelihood or business.
- Improve your financial credibility, so you’ll be more attractive to lenders in the future.
How to get van finance with bad credit
Step 1Check if you'll be accepted - with no impact on your credit score!*Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
Step 2Use the My Hippo app to find your carOnce you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
Step 3Drive away in your dream car!Collect your car within 48 hours from one of our showrooms or arrange nationwide delivery to your door!
Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender.
*a hard search will be performed if you decide to proceed
What type of finance do you need?
3 benefits of using Hippo for van finance
1. Use bad credit specialists
You won’t find anyone in the van finance business that has our expertise in the bad credit sector. We work with specialist bad credit lenders that help people that suffered financial hardship.
2. Pay nothing for 30 days and avoid paying a deposit
We understand that running a business can be hectic, so we allow our van finance customers to avoid the cost of a deposit and don’t pay anything for 30 days – giving you time to save for your first payment.
3. We keep your monthly payments low
Balancing the books can be tricky, so you don’t want a large expense exiting your account every month. That’s why we work with responsible lenders that offer competitive rates, so we can keep your payments low even if you don’t pay a deposit.
How can Hippo help me get accepted for new van finance?
If you’re trying to finance a van with bad credit, you’re probably concerned about rejection, and what that would mean for your business. Your poor credit history may not be as limiting as you think.
With over 50 years’ experience, we help people get the van they need, and Hippo knows that finding the perfect van at the right price is easy if you use the right company. No jargon. No finance riddles. Straightforward van finance.
Our team has plenty of experience helping people get the van they want, and you’ll get access to our panel of specialist bad credit lenders – which will increase your chance of acceptance. Start today with our FREE soft credit check that won’t affect your credit score.
Check Your Credit Score
As a responsible broker, we always recommend picking the finance package that’s right for you. You can do a FREE soft credit check with us that won’t affect your credit score, but you can get an idea of which finance package you’d prefer beforehand:
3 reasons to trust Hippo with your next van purchase
As a responsible broker specialising in working with people who have bad credit, we aim to set ourselves up as a trustworthy broker. Here are three reasons to trust our service.
- All our vans come with a free 130 point check, and no vehicle leaves our showroom without passing it.
- We offer a 14-day returns policy, so if you aren’t happy with your vehicle you can get your money back.
- As well as your returns policy, you can rest easy knowing you’ll receive an extra six months warranty from Hippo.
"Very good service and fantastic staff, plus, I received my van within a week from start to finish"Mark Davies | 23/11/2019