Having bad credit can mean you don’t even consider the possibility of owning a new car, but we’re here to tell you bad credit doesn’t have to hold you back.
We understand that applying for new car finance when you have bad credit can feel daunting; the last thing you want is to harm your credit score even more.
However, with the right lender and broker, you can get the car you desire. We believe that people who have suffered financial hardship or have found it challenging to maintain their credit score should still have the option to own the newest vehicles.
The Hippo commitment
You should be able to drive a car that complements your lifestyle, so we supply a service and a product that allow you to:
- Avoid the stigma of bad credit borrowing by working with a trustworthy broker and lender.
- Invest in your future by owning a car that makes you happy and improves your quality of life.
- Improve your financial credibility so that future lenders will value you as a responsible borrower.
How to get car finance with bad credit
Step 1Check if you'll be accepted - with no impact on your credit score!Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
Step 2Find your perfect car.Browse over 1000 vehicles, from 4x4 to city cars - you'll find something you love!
Step 3Drive away in your dream car!We offer 48 hour nationwide delivery! Or, you can pick your car up from our showroom on the same day.
What type of finance do you need?
3 benefits of using Hippo for new car finance
1. We’re bad credit specialists
We’ve been working with bad credit customers for a long time and possess the know-how to get the best deals and rates. Having a bad credit score or suffering financial hardship doesn’t have to prevent you from getting a new car.
2. We can source cars from any manufacturer
We maintain solid relationships with all our car manufacturers and providers and work with various suppliers, so you’ll always have access to the most current vehicles. We also have some new vehicles in-stock.
3. Don’t pay anything for 30 days
If you don’t have any money to put down a deposit, we can save you even more money by offering you a no deposit deal on a new car. Save up in time for your first payment and avoid the stress of any upfront costs.
How can Hippo help me get accepted for new car finance?
If you’re applying for a new car with bad credit, you’re probably worried about suffering rejection and what that would mean for your credit score. Our team will help ease any of those worries.
With over 50 years’ experience, we help people get the car they want, and Hippo knows that finding the perfect vehicle at the right price is easy if you use the right company. No jargon. No finance riddles. Straightforward car finance.
Our team has plenty of experience helping people get the car they want, and you’ll get access to our panel of specialist bad credit lenders – which will increase your chance of acceptance. Start today with our FREE soft credit check that won’t affect your credit score.
Check Your Credit Score
As a responsible broker, we always recommend picking the finance package that’s right for you. You can do a FREE soft credit check with us that won’t affect your credit score, but you can get an idea of which finance package you’d prefer beforehand:
3 reasons to trust Hippo with your new car
As a responsible broker specialising in working with people who have bad credit, we aim to set ourselves up as a trustworthy broker. Here are three reasons to trust our service.
- All our new cars come with a free 124-point check, and no vehicle leaves our showroom without passing it. If the car comes directly from the manufacturer, it will be subject to their assessments.
- We offer a seven-day exchange policy, so if you aren’t happy with your vehicle, you can swap it for another in-stock vehicle.
- As with all new cars, you’ll receive the manufacturers full warranty, which is usually 3-4 years or when you reach a specific mileage limit.
Browse our in-stock new cars
We prepare each van in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll feel ready to tackle the day as soon as you get behind the wheel.
Once you’ve found your ideal car, you can collect it, or we can deliver it to any destination in the UK. If your car is coming from the manufacturer, your delivery time may be longer.
All our bad credit new car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of financing your new car, and enjoy the pleasure of driving it.
"Excellent service throughout the whole experience of purchasing my new Mercedes car. Love the car and my whole experience of buying from Hippo, and I would recommend them to anyone!"Karl Schofield | 15/11/2018