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New Car Finance

Finance a new car with the bad credit specialists

Having bad credit can mean you don’t even consider the possibility of owning a new car, but we’re here to tell you bad credit doesn’t have to hold you back.

We understand that applying for new car finance when you have bad credit can feel daunting; the last thing you want is to harm your credit score even more.

However, with the right lender and broker, you can get the car you desire. We believe that people who have suffered financial hardship or have found it challenging to maintain their credit score should still have the option to own the newest vehicles.

 

The Hippo commitment

You should be able to drive a car that complements your lifestyle, so we supply a service and a product that allow you to:

  • Avoid the stigma of bad credit borrowing by working with a trustworthy broker and lender.
  • Invest in your future by owning a car that makes you happy and improves your quality of life.
  • Improve your financial credibility so that future lenders will value you as a responsible borrower.

How to get car finance with bad credit

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Find your perfect car.
    Browse over 1000 vehicles, from 4x4 to city cars - you'll find something you love!
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    We offer 48 hour nationwide delivery! Or, you can pick your car up from our showroom on the same day.

What type of finance do you need?

1. Personal car finance
There’s nothing like the experience of driving and owning your dream car, so we offer personal finance packages for all our bad credit customers, which allow them to own the vehicle they want, not the one they have to take.
2. Business car finance
There’s no better way to tell a client your serious than by turning up in a brand new business vehicle, so we offer bad credit finance deals on all our new business vehicles and fleets.

3 benefits of using Hippo for new car finance

1. We’re bad credit specialists
We’ve been working with bad credit customers for a long time and possess the know-how to get the best deals and rates. Having a bad credit score or suffering financial hardship doesn’t have to prevent you from getting a new car.

2. We can source cars from any manufacturer
We maintain solid relationships with all our car manufacturers and providers and work with various suppliers, so you’ll always have access to the most current vehicles. We also have some new vehicles in-stock.

3. Don’t pay anything for 30 days
If you don’t have any money to put down a deposit, we can save you even more money by offering you a no deposit deal on a new car. Save up in time for your first payment and avoid the stress of any upfront costs.

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How can Hippo help me get accepted for new car finance?

If you’re applying for a new car with bad credit, you’re probably worried about suffering rejection and what that would mean for your credit score. Our team will help ease any of those worries.

With over 50 years’ experience, we help people get the car they want, and Hippo knows that finding the perfect vehicle at the right price is easy if you use the right company. No jargon. No finance riddles. Straightforward car finance.

Our team has plenty of experience helping people get the car they want, and you’ll get access to our panel of specialist bad credit lenders – which will increase your chance of acceptance. Start today with our FREE soft credit check that won’t affect your credit score.

Check Your Credit Score

As a responsible broker, we always recommend picking the finance package that’s right for you. You can do a FREE soft credit check with us that won’t affect your credit score, but you can get an idea of which finance package you’d prefer beforehand:

Hire Purchase (HP) A loan which allows you to pay a set monthly instalment. Once you’ve paid off the finance, you’ll own the car, so you can either sell it, part-exchange it for a new car or keep driving it.
Personal contract purchase (PCP) A loan that allows you pay a monthly instalment, except you don’t pay off the full value like HP. You’ll have an option to pay a balloon payment at the end of the agreement if you want to own the car or hand it back and get a new car.
Personal contract hire (PCH) A loan that allows you to pay a monthly instalment, except you’ll never have the option to own the car. PCH is ideal for people that know they want to finance a car but know they want to swap it for a newer model.

3 reasons to trust Hippo with your new car

As a responsible broker specialising in working with people who have bad credit, we aim to set ourselves up as a trustworthy broker. Here are three reasons to trust our service.

  • All our new cars come with a free 124-point check, and no vehicle leaves our showroom without passing it. If the car comes directly from the manufacturer, it will be subject to their assessments.
  • We offer a seven-day exchange policy, so if you aren’t happy with your vehicle, you can swap it for another in-stock vehicle.
  • As with all new cars, you’ll receive the manufacturers full warranty, which is usually 3-4 years or when you reach a specific mileage limit.

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Browse our in-stock new cars

We prepare each van in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll feel ready to tackle the day as soon as you get behind the wheel.

Hyundai i30 1.4 Active
Hyundai i30 1.4 Active
From £148.69
per month incl. vat.
View Deal
Pay NO Deposit
Renault Kadjar 1.5 dCi Signature Nav
Renault Kadjar 1.5 dCi Signature Nav
From £329.03
per month incl. vat.
View Deal
Pay NO Deposit
Jaguar F-Pace 2.0d R-Sport Auto AWD
Jaguar F-Pace 2.0d R-Sport Auto AWD
From £611.77
per month incl. vat.
View Deal
Pay NO Deposit
Mercedes-Benz GLA 200d AMG Line
Mercedes-Benz GLA 200d AMG Line
From £299.99
per month incl. vat.
View Deal
Pay NO Deposit
Ford Focus 1.6 125 Zetec Powershift
Ford Focus 1.6 125 Zetec Powershift
From £178.92
per month incl. vat.
View Deal
Pay NO Deposit
Vauxhall Zafira 1.4T Exclusiv
Vauxhall Zafira 1.4T Exclusiv
From £182.78
per month incl. vat.
View Deal
Pay NO Deposit
Nissan Juke 1.6 Tekna Xtronic
Nissan Juke 1.6 Tekna Xtronic
From £207.95
per month incl. vat.
View Deal
Pay NO Deposit
Nissan Qashqai 1.2 DiG-T N-Connecta
Nissan Qashqai 1.2 DiG-T N-Connecta
From £238.01
per month incl. vat.
View Deal
Pay NO Deposit
Hyundai Tucson 2.0 CRDI 185 SE Nav
Hyundai Tucson 2.0 CRDI 185 SE Nav
From £373.93
per month incl. vat.
View Deal
Pay NO Deposit
Land Rover Discovery Sport 2.0 TD4 180 SE Tech
Land Rover Discovery Sport 2.0 TD4 180 SE Tech
From £346.53
per month incl. vat.
View Deal
Pay NO Deposit
Merces-Benz E220 CDi BlueTec SE
Merces-Benz E220 CDi BlueTec SE
From £290.86
per month incl. vat.
View Deal
Pay NO Deposit
Land Rover Discovery Sport 2.0 TD4 180 SE Tech Auto
Land Rover Discovery Sport 2.0 TD4 180 SE Tech Auto
From £429.94
per month incl. vat.
View Deal
Pay NO Deposit
Ford Mondeo 2.0 TDCi ECOnetic Zetec
Ford Mondeo 2.0 TDCi ECOnetic Zetec
From £224.31
per month incl. vat.
View Deal
Pay NO Deposit
Hyundai i40 1.7 CRDi Blue Drive Active
Hyundai i40 1.7 CRDi Blue Drive Active
From £194.76
per month incl. vat.
View Deal
Pay NO Deposit
Vauxhall Insignia 1.6 CDTi ecoFLEX Tech Line
Vauxhall Insignia 1.6 CDTi ecoFLEX Tech Line
From £171.80
per month incl. vat.
View Deal
Pay NO Deposit
Ford Grand C-Max 1.5 TDCi Zetec
Ford Grand C-Max 1.5 TDCi Zetec
From £185.76
per month incl. vat.
View Deal
Pay NO Deposit

Once you’ve found your ideal car, you can collect it, or we can deliver it to any destination in the UK. If your car is coming from the manufacturer, your delivery time may be longer.

All our bad credit new car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of financing your new car, and enjoy the pleasure of driving it.

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Trustpilot
"Excellent service throughout the whole experience of purchasing my new Mercedes car. Love the car and my whole experience of buying from Hippo, and I would recommend them to anyone!"
Karl Schofield | 15/11/2018

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