Having bad credit can mean you don’t even consider the possibility of owning a new car, but we’re here to tell you bad credit doesn’t have to hold you back.
We understand that applying for new car finance when you have bad credit can feel daunting; the last thing you want is to harm your credit score even more.
However, with the right lender and broker, you can get the car you desire. We believe that people who have suffered financial hardship or have found it challenging to maintain their credit score should still have the option to own the newest vehicles.
The Hippo commitment
You should be able to drive a car that complements your lifestyle, so we supply a service and a product that allow you to:
- Avoid the stigma of bad credit borrowing by working with a trustworthy broker and lender.
- Invest in your future by owning a car that makes you happy and improves your quality of life.
- Improve your financial credibility so that future lenders will value you as a responsible borrower.
How to get new car finance
Step 1Check if you'll be accepted - with no impact on your credit score!*Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
Step 2Use the My Hippo app to find your carOnce you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
Step 3Drive away in your dream car!Collect your car within 48 hours from one of our showrooms or arrange nationwide delivery to your door!
Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender.
*a hard search will be performed if you decide to proceed
What type of finance do you need?
3 benefits of using Hippo to finance your new car
1. We’re bad credit specialists
We’ve been working with bad credit customers for a long time and possess the know-how to get the best deals and rates. Having a bad credit score or suffering financial hardship doesn’t have to prevent you from getting a new car.
2. We inspect and test all our cars
When you’re buying a car, the last thing you want is to be unhappy when you pick it up or after you’ve been driving it around. That’s why we inspect and test all our vehicles, and if they don’t pass the test, they don’t leave our showroom.
3. Don’t pay anything towards your finance for 30 days
If you don’t have any money to put down a deposit, we can save you even more money by offering you a no deposit deal on a new car so that you can save up in time for your first finance payment.
How can Hippo help me get accepted for new car finance?
If you’re applying for a new car with bad credit, you’re probably worried about suffering rejection and what that would mean for your credit score. Our team will help ease any of those worries.
With over 50 years’ experience, we help people get the car they want, and Hippo knows that finding the perfect vehicle at the right price is easy if you use the right company. No jargon. No finance riddles. Straightforward car finance.
Our team has plenty of experience helping people get the car they want, and you’ll get access to our panel of specialist bad credit lenders – which will increase your chance of acceptance. Start today with our FREE soft credit check that won’t affect your credit score.
Check Your Credit Score
As a responsible broker, we always recommend picking the finance package that’s right for you. You can do a FREE soft credit check with us that won’t affect your credit score, but you can get an idea of which finance package you’d prefer beforehand:
3 reasons to trust Hippo with your new car
As a responsible broker specialising in working with people who have bad credit, we aim to set ourselves up as a trustworthy broker. Here are three reasons to trust our service.
- All our new cars come with a free 130 point check, and no vehicle leaves our showroom without passing it. If the car comes directly from the manufacturer, it will be subject to their assessments.
- We offer a 14-day money-back guarantee, so if you aren’t happy with your vehicle, you can swap it for another in-stock vehicle.
- If you finance a fairly new car, it may still be in the manufacturer’s warranty. But if it isn’t, you’ll receive a six-month complimentary warranty from us.
Browse our in-stock new cars
We prepare each vehicle in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll feel ready to tackle the day as soon as you get behind the wheel.
No hidden costs
All our bad credit new car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of financing your new car, and enjoy the pleasure of driving it.
Once you’ve found your ideal car, you can collect it, or we can deliver it to any destination in the UK. If your car is coming from the manufacturer, your delivery time may be longer.
"Excellent service throughout the whole experience of purchasing my new Mercedes car. Love the car and my whole experience of buying from Hippo, and I would recommend them to anyone!"Karl Schofield | 15/11/2018