Car Finance Calculator | Hippo Motor Finance
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Car Finance Calculator

We have 140 cars that match your budget.
My Credit is... Bad Poor Average Good Excellent
£70 £1000
12 months 60 months


We could get you a car up to
depending on your credit
Amount Repayable:
Representative APR:
Rate of Fixed Interest:
Total Cost of Credit:

Representative Example of Credit (We expect more than 51% of our customers to achieve this rate)

Total Cost
of Credit
Rate of
Fixed Interest
48 Monthly
Total Amount
£7,500 £3019.16 19.1% APR 10.4% £219.77 £0 48 Months £10,548.96

What do these ratings mean?

If you know much about your credit score or history you will more than likely know which of the following categories you fit into. Lenders tend to view the 5 categories as mentioned:


An excellent credit profile will typically show a minimum of 3 years electoral roll traceability, there will be demonstrated payment profiles, typically current or previous HP or personal loan accounts. There will be no history of missed payments at all.


Typically good payment profile customers will have a history of well-paid credit, good traceability and stability, but may have had the odd slow payment historically.


People within this category may have had small historic defaults or missed payments. They may have limited electoral roll or maybe young with limited credit history.


This category of customer would typically have county court judgements (CCJ’s) defaults and a history of non payment, they may have little or no electoral roll trace and limited good payment profiles.


Bad credit profile customers will usually have demonstrated a habitual record of non payment, they will have CCJ’s, defaults, possibly even and IVA or previous Bankruptcy.

About Our Car Finance Calculator

Offering you impartial advice to ensure we search the market for the best deal on your next car loan.

We can help you no matter what your financial circumstances or your requirements; whether you have an excellent credit history, you are self employed, or you need bad car credit finance. If you who have a less than perfect credit history, are self employed, or have been refused car credit previously, we can match your requirements to a lender who specialises in self employed car finance and car finance with bad credit.

Using our car finance calculator allows you to quickly and easily predict your monthly payments, finance rate and interest paid, no matter whether you have an excellent, fair or poor credit history.  This means you can feel comfortable that the amount you want to pay for your new car is affordable to you. If not, simply change the amount you want to borrow to bring your estimated monthly payments to an amount you feel happy with.

We have long standing relationships with many well known, reputable lenders; meaning we can access some great deals on your behalf.