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What To Consider Before Getting A Car

Most people tend to rush the process of getting a car because of the pure excitement. This can be quite a bad thing to do, as you can often make the wrong choice and regret it later on all because you were too caught up in the moment.
Cheap car finance is available for those who would prefer to pay for their car monthly, aiming to make things more organized and affordable. Car finance for poor credit is also offered on a variety of deals, just in case your credit score isn’t what you want.

What can you afford with no struggles?
It’s all well and good wanting the brand new Mercedes which costs just a little short of £30,000, but is this actually affordable? Sometimes going for the cheaper option is better for you, especially in the long run. So before getting yourself a car, going over your budget is always the most important thing.

Do you want to lease/buy the car?
There are many different paths to take when it comes to getting yourself a new car. Leasing is becoming more and more popular as the days go on as it offers you the chance to drive a newer car for low monthly payments. Buying the car also has it positives including the fact that you actually own the car. So it’s best to weigh out the pros and cons for both and figure out which would be the best for you.

Age
Are you looking for a newer car or a pretty old one? Of course, older cars do cost a lot less but in the long run, they will end up costing you a fortune. The new cars may have a more hefty price on their heads but it will cause you less hassle and save you a pounds later on.

How much do you want to be paying?
Of course there are certain brands which cost more than others, for example, Fiat’s would cost a lot less than an Audi or a BMW as the parts would cost less if any repairs need doing and they cost a lot less to run.

Private or dealership?
With getting yourself a new car, you need to figure out where you want the car sourced from. You can either go online and find yourself a private seller in which you could potentially get yourself a better deal, as they tend to have less knowledge about cars than a dealer does. But with dealers, you can haggle a price and often get some extras thrown into the deal.

What are you looking for
It’s going to make things a little too difficult if you’re going into getting a car blind. Of course knowing what you want is always the best thing whether it’s a 3 or 5 door hatchback or coupe. If you know what you’re looking for, it will make the whole process a lot easier and quicker.

Do your research
It’s always best to do your research before buying a car, this way you know whether you’re getting a good deal or not. If you have a car in mind, check out the price it should be selling at and compare it with local dealers.

WHAT TO CONSIDER BEFORE GETTING A CAR

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan Amount Total Cost of Credit Representative APR 60 Monthly Payments Deposit Amount Loan Term Total Amount Payable
£7,500 £3831 19.1% APR £188.85 £0 60 Months £11,331

All offers are subject to change at any time, you must be 18 or over and finance is subject to status, vehicle availability and terms and conditions apply. We can introduce you to a limited number of finance companies, a commission may be received. Failure to maintain payments may result in termination of your agreement and the vehicle being returned, this could affect your credit rating and make it more difficult to obtain credit in the future. All prices correct at time of publication.

We purchase a wide variety of vehicles from all over the country to ensure the best quality and value for our customers, all of our cars go through a thorough inspection process and if they do not meet our standards we do not sell them. We endeavour to inform our customers (where possible) the provenance of the vehicle they are buying and as such we will always inform you if the vehicle has previously been either an ex fleet or hire car. Should your vehicle be an ex hire/fleet car please do not be concerned as we would never value this vehicle differently when you come to part exchange it and there is no difference to the CAP valuation either.

You should try and estimate the distance you will travel as accurately as possible to try and avoid excess mileage charges at the end of your contract.

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a ‘Hippo Motor Finance’ is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. All offers are subject to change at any time and are subject to finance approval.

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at info@hippomotorgroup.com . This does not affect your statutory rights.

We are a broker not a lender and our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB13NU.