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What To Consider Before Getting A Car

Most people tend to rush the process of getting a car because of the pure excitement. This can be quite a bad thing to do, as you can often make the wrong choice and regret it later on all because you were too caught up in the moment.
Cheap car finance is available for those who would prefer to pay for their car monthly, aiming to make things more organized and affordable. Car finance for poor credit is also offered on a variety of deals, just in case your credit score isn’t what you want.

What can you afford with no struggles?
It’s all well and good wanting the brand new Mercedes which costs just a little short of £30,000, but is this actually affordable? Sometimes going for the cheaper option is better for you, especially in the long run. So before getting yourself a car, going over your budget is always the most important thing.

Do you want to lease/buy the car?
There are many different paths to take when it comes to getting yourself a new car. Leasing is becoming more and more popular as the days go on as it offers you the chance to drive a newer car for low monthly payments. Buying the car also has it positives including the fact that you actually own the car. So it’s best to weigh out the pros and cons for both and figure out which would be the best for you.

Are you looking for a newer car or a pretty old one? Of course, older cars do cost a lot less but in the long run, they will end up costing you a fortune. The new cars may have a more hefty price on their heads but it will cause you less hassle and save you a pounds later on.

How much do you want to be paying?
Of course there are certain brands which cost more than others, for example, Fiat’s would cost a lot less than an Audi or a BMW as the parts would cost less if any repairs need doing and they cost a lot less to run.

Private or dealership?
With getting yourself a new car, you need to figure out where you want the car sourced from. You can either go online and find yourself a private seller in which you could potentially get yourself a better deal, as they tend to have less knowledge about cars than a dealer does. But with dealers, you can haggle a price and often get some extras thrown into the deal.

What are you looking for
It’s going to make things a little too difficult if you’re going into getting a car blind. Of course knowing what you want is always the best thing whether it’s a 3 or 5 door hatchback or coupe. If you know what you’re looking for, it will make the whole process a lot easier and quicker.

Do your research
It’s always best to do your research before buying a car, this way you know whether you’re getting a good deal or not. If you have a car in mind, check out the price it should be selling at and compare it with local dealers.


Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan Amount Total Cost of Credit Representative APR 60 Monthly Payments Deposit Amount Loan Term Total Amount Payable
£7,500 £3831 19.1% APR £188.85 £0 60 Months £11,331

We are a broker not a lender and our registered office is Trident Park, Trident Way, Blackburn BB1 3NU. Our contact number is 01254 919000

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