For anyone the cost of buying and keeping a car is expensive but for new drivers, it’s particularly daunting.
You’ll find as a new driver there are many decisions that have to be made all at once, and making the right ones along the road are extremely important.
There are now a wide variety of vehicles available around for new drivers so you’ll definitely find something affordable, such as the Peugeot 107 or the Volkswagen Up.
We thought we’d help you out as a new driver and give you a few helpful tips on choosing your first car.
It’s very important that you choose the right vehicle for your specific needs. For example if you are a builder or in a similar profession, it may be best if you opt for a van as this will be a lot more practical for you.
If your job is quite a distance from home and you know you’re going to clock up the miles rather quickly then it’s probably best you buy a vehicle with little miles on. If you job is only down the road and you won’t be using your car excessively then it may be better to get a vehicle with more miles on. A high mileage yet well maintained car will be ok. You will also benefit on long commutes by opting for a diesel rather than a petrol car.
It’s all about working out whether a diesel is a benefit for you as diesel does cost more per litre it does however mean you open up a choice of more vehicles with a better miles per gallon expectation.
Some costs you can’t avoid when purchasing a new vehicle are car insurance, car tax, MOT tests, fuel and tyres along with any other car repairs you may need doing.
If you can try and aim to acquire a car in a low insurance band. For new drivers now it’s harder than it has ever been to find affordable insurance. Be careful however because you may find that insurance companies won’t offer you cover if your premiums increase due to you picking up a speeding ticket or a conviction for being on your mobile.
Something to also keep in mind is taxing the vehicle. How much is this going to cost you? Have a look around before it comes to buying the vehicle.
It is a legal requirement that all vehicles that are over three years old should have an MOT test carried out on them annually. To save yourself some money you could perform a few basic checks yourself before your vehicle goes to be tested. Make sure all your lights and horn are working, check your tyres over for any damage and also make sure the vehicle has enough oil. The price of an MOT depends on your vehicle, but have a look around at different garages to get a feel for how much it will cost you.
The price of fuel has recently dropped however still remains expensive. It’s important for a new driver to choose a car with good fuel consumption. Take a look here http://hipposervicecentre.co.uk/smart-driving-tips-to-save-you-money/ for some smart driving tips that will help you to save a little more money.
If you’d like to know what vehicle you can get for your money take a look at our car finance calculator and pick your perfect car.
We expect more than 51% of our customers to achieve this rate.
|Loan Amount||Total Cost of Credit||Representative APR||60 Monthly Payments||Deposit Amount||Loan Term||Total Amount Payable|
|£7,500||£3831||19.1% APR||£188.85||£0||60 Months||£11,331|
We are a broker not a lender and our registered office is Trident Park, Trident Way, Blackburn BB1 3NU. Our contact number is 01254 919000