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The Benefits Of Car Finance

If you’re thinking about getting yourself a new car, but aren’t sure whether to buy one or finance it, have a look below at some of the benefits of financing your next car!

First things first…What is car finance?
Car finance is essentially a simple way for people to drive away in their ideal car, without going through the hassle of putting down a deposit and buying the car outright. You can choose your perfect car and make simple monthly payments. It’s that easy!

But how does it work?
It’s very simple. You leave some of your key details, such as employment status and address, then one of our Account Managers will give you a call or email back. Once you’ve been accepted, your account manager will work closely with you from start to finish, getting you into your ideal car. We can choose from a huge range of cars and budgets for you, and then get it delivered straight to your door!

Not convinced? Here are some of the main benefits of car finance.

With hundreds of vehicles in stock, you’re guaranteed to find a vehicle to suit you and the budget you want to stick to.

All vehicles have been prepped to the highest standard in our state-of-the-art service centre.

There are 2 plans to choose from HP and PCP (Hire Purchase and Personal Contract Purchase). With HP, car payments are spread out over time, and you own the car after paying the last installment. With PCP, the payments are lower, and you have the choice of either keeping the car or returning it to us at the end of the period.

Car finance doesn’t have to break the bank. Buying a car outright can get pretty pricey, which is why car financing can be cheaper, and monthly payments are much easier to plan for.

The process is quick and simple, so it completely takes the stress out of getting a new car. It’s much easier than getting a bank loan, which can be very stressful.

You can drive away in a car that you may not have been able to previously afford.

Costs are easier to plan for and can be spread out across however many months you need. Generally, car finance periods last between 2- 4 years.

– Car finance for poor credit is available. Even if your credit situation isn’t great, we can still have a look at getting you on car finance. Our experienced team has access to a number of lenders, so we can help people with all kinds of credit backgrounds.

No Deposit: Don’t stress yourself with saving up for a large chunk of cash, because you don’t have to pay any deposit.

Even if you’re self-employed, we can still get you considered for finance.

We don’t charge any early repayment or admin fees.

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan AmountTotal Cost of CreditRepresentative APR48 Monthly PaymentsDeposit AmountLoan TermTotal Amount Payable
£7,500£3019.1619.1% APR£219.77£048 Months£10,519.16

We are a broker not a lender and our registered office is Trident Park, Trident Way, Blackburn BB1 3NU. Our contact number is 01254 919000

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