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How to Save Money on Car Repairs

Problems with your car can be unavoidable, from parts that need routinely replacing, like timing belts or brake pads, to repairs to fix mechanical faults that develop over time.

Maintenance on a car can, depending on the work involved, be an unexpected and expensive cost.

However, there are ways you can potentially save money on your car repairs.

Quotes and shopping around

As our recent map of car costs revealed, the fees for repairs can vary massively depending on which garage you decide to use.

If you know what needs repairing on your car, you can start shopping around to get a quote and find the best possible deal. So look at the garages in your area and ask them to provide a quote for the work you need completing.

Our research showed that there is a major difference in price between franchised and non-franchised garages. On average, there’s a £32.50 difference in hourly costs between the two garages. Shopping around, and comparing the costs involved in the work you need completing, can yield major savings.

Service packages

One way to save money on your car repairs is to account for them in your initial budgeting.

Depending on your car finance package, some dealerships will offer service and maintenance packages as an optional extra. This is often a small addition to your monthly payments, but gives you access to a range of services, including MOTs, serving and repairs.

When you set up your finance package, you need to make sure you can comfortably afford the repayments and those additional charges you might want to add. If you can afford to add a small additional fee to your monthly repayment, you could pay to make sure you’re covered for the cost of most repair work over the long term.

This not only removes the need to shop around for quotes, but it can also help stop you worrying about affording the cost of such repairs, as they are already covered by your monthly budget.

Does the job need a mechanic?

Before you go to a mechanic to get your car fixed, you should check whether or not you actually need one to complete the job.

Simple tasks, like changing hub caps or swapping out windscreen wiper blades, can be done yourself. Or, depending on where you buy the parts you need, a store might offer a service where they will fit them for you.

This is significantly cheaper than having to pay to put your car in a garage to have it fixed.

It’s important to note that before you try to carry out any work on your car yourself, make sure you’re confident in your ability to do so. Trying to do major repairs on your car might sound like a great way to save money, but could end up costing you more in the long run – especially if you make the problem worse or create further issues.

Finding a car you will be confident in

At Hippo Motor Finance, we pride ourselves on ensuring all of our customers can find the best possible deal when it comes to getting the right car and that they are confident in the quality of what they drive away with.

All of our vehicles go through a rigorous 124-point quality check before you’re allowed to drive it away. This means you can rest assured that there aren’t any hidden surprises or maintenance costs to worry about.

To find out more about how we can help you find your perfect car, get in touch using the contact form below.

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan AmountTotal Cost of CreditRepresentative APR48 Monthly PaymentsDeposit AmountLoan TermTotal Amount Payable
£7,500£3019.1619.1% APR£219.77£048 Months£10,519.16

We are a broker not a lender and our registered office is Trident Park, Trident Way, Blackburn BB1 3NU. Our contact number is 01254 919000

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