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Car finance eligibility checker

Car finance eligibility checker

Get approved for car finance in minutes using our online eligibility checker – with no impact on your credit score!

  • Get approved for finance in a few easy clicks
  • Speed up your car buying journey
  • Have a complete understanding of your options

Car finance eligibility checker

What is a finance eligibility check?

By answering a few simple questions, we’ll be able to tell you if your car finance application will be accepted by one of our lenders. We’ll run a soft credit check, meaning it won’t be visible on your credit record or impact your credit score.

  • Check your eligibility online
    You can secure your pre-approval for car finance and get a clear indication of your options within minutes.
  • Discover bad credit finance deals
    If you have a poor credit history, don’t worry. Hippo has a range of finance deals for a variety of financial situations, including bad credit options.
  • It won’t affect your credit score
    Our online eligibility checker uses a soft credit search to assess your finance suitability, so it won’t affect your credit profile.

Get pre-approved for car finance

Use Hippo Motor Finance’s eligibility checker to get a head start on your car-buying journey. You can complete your application without having to speak to an agent over the phone and find out within 60 minutes if you will be pre-approved for finance on your new car or van.

  • Results sent directly to your email
  • Find a lender who is compatible with your needs
  • It’s fast and hassle-free
  • We won’t use or share your data
  • Initial application won’t appear on your credit profile

Get pre-approved for car finance

Car finance eligibility FAQs

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Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Balance to finance Term of agreement Monthly payments Deposit Total amount of credit Total amount payable Option to purchase fee Fixed APR Representative
£12,000.00 60 months £290.01 £0.00 £12,000.00 £17,400.60 £50.00 16.9% APR 16.9% APR

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.