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Part exchange

Yes, you can part-exchange your current vehicle when applying for a finance agreement on a car or van. We accept all part exchanges. You can see how part-exchange works using our guide. What is part exchange?
If you’d just like to sell your vehicle, we may offer to buy it depending on whether we need it. However, you can’t sell it to us and use the money elsewhere if it’s still on finance or you’re not the legal owner.
We use industry knowledge and the CAP guide to value all our part exchange vehicles.
Yes, you can still part exchange your vehicle if you have bad credit.
Yes, you can carry negative equity from your current finance agreement over to your new one; however, you may still have to make a deposit depending on your lending limit. Remember, your monthly payments on your new vehicle will be higher if you carry over negative equity.
During part exchanging your current car, you’ll need to complete the relevant section within your logbook to notify the DVLA. You can do this online or via post. If you part exchange your vehicle, we’ll guide you every step of the way.
No. Your account manager can provide you with a vehicle appraisal form which helps us value your vehicle without seeing it. We can also appraise the vehicle via video. You must complete the form as accurately as possible, and if the car isn’t as described, you’d be responsible for any repair.

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Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Balance to finance Term of agreement Monthly payments Deposit Total amount of credit Total amount payable Option to purchase fee Fixed APR Representative
£12,000.00 60 months £290.01 £0.00 £12,000.00 £17,400.60 £50.00 16.9% APR 16.9% APR

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.