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You can use our handy calculator to indicate how much money you can afford to pay per month.
When you’re going to finance a car, you need to decide which finance option suits your circumstances. You’ll need to think about things like what you want to do with the vehicle at the end of the agreement and the terms and conditions of each loan.
There isn’t a ‘best’ contract type, but there is one that’ll suit your needs more than the others.
| Hire Purchase (HP) | Personal Contract Purchase (PCP) |
Personal Contract Hire (PCH) |
|
| Deposit or part exchange needed | No | No | No |
| Monthly payments | Yes | Yes | Yes |
| Balloon payment at the end | No | Yes | No |
| Excess mileage charges | Yes | Yes | No |
| Secured (against the car) | Yes | Yes | Yes |
| You own the vehicle from the start | You never own the car | No | No |
| You own the vehicle at the end | No | No - unless you pay the balloon payment | Yes |
We understand that not everyone is in a position where they feel confident they’ll get a car finance deal at all, so we work with specialist bad credit lenders that help people from various financial backgrounds.
We’ve built a reputation as a specialist bad credit and no deposit broker, and we’re incredibly proud to provide all our vehicles without a deposit. It means you can compare finance deals, knowing you don’t have to save up before applying!
Learn more about bad credit financeWe expect more than 51% of our customers to achieve this rate.
| Loan Amount | Total Cost of Credit | Representative APR | 60 Monthly Payments | Deposit Amount | Loan Term | Total Amount Payable |
|---|---|---|---|---|---|---|
| £7,500 | £3831 | 19.1% APR | £188.85 | £0 | 60 Months | £11,331 |
All offers are subject to change at any time, you must be 18 or over and finance is subject to status, vehicle availability and terms and conditions apply. We can introduce you to a limited number of finance companies, a commission may be received. Failure to maintain payments may result in termination of your agreement and the vehicle being returned, this could affect your credit rating and make it more difficult to obtain credit in the future. All prices correct at time of publication.
We purchase a wide variety of vehicles from all over the country to ensure the best quality and value for our customers, all of our cars go through a thorough inspection process and if they do not meet our standards we do not sell them. We endeavour to inform our customers (where possible) the provenance of the vehicle they are buying and as such we will always inform you if the vehicle has previously been either an ex fleet or hire car. Should your vehicle be an ex hire/fleet car please do not be concerned as we would never value this vehicle differently when you come to part exchange it and there is no difference to the CAP valuation either.
You should try and estimate the distance you will travel as accurately as possible to try and avoid excess mileage charges at the end of your contract.
All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.
Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at www.fca.org.uk
We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at info@hippomotorgroup.com . This does not affect your statutory rights.
We are a broker not a lender and our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB13NU.
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