Bad credit can leave people wondering whether they should apply for a car loan, but we know you can get cheap car finance even when you’ve suffered financial difficulties.
At Hippo, we offer a car and finance solution, so you can be sure you’re getting the best car and the best finance deal available to you.
We also believe in trying to help people who have fallen on financial hardship or haven’t been able to maintain a good credit score but still want to get a cheap deal. So, we take a different approach.
The Hippo commitment
You should be able to own a vehicle that helps you improve your livelihood while paying an affordable monthly payment. So, we provide a product and a service that allow you to:
- Ditch the stigma of bad credit borrowing by working with responsible brokers that give you access to the best deals.
- Invest in your future by buying a car that helps you improve your livelihood.
- Improve your financial credibility, so you’ll be able to access even cheaper deals in the future.
How to get a cheap car finance deal
Step 1Check if you'll be accepted - with no impact on your credit score!*Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
Step 2Use the My Hippo app to find your carOnce you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
Step 3Drive away in your dream car!Collect your car within 48 hours from one of our showrooms or arrange nationwide delivery to your door!
Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender.
*a hard search will be performed if you decide to proceed
What type of finance do you need?
Check Your Credit Score
What are your finance options?
3 benefits of using Hippo Motor Finance
How can Hippo help me get a cheap car finance deal?
If you’re looking for a cheap car finance deal, you’re probably wondering who’s going to get you the best deal, especially if you have bad credit. Luckily, your bad credit situation may not be as limiting as you think.
With over 50 years’ experience, we help people get the car loan they need, and Hippo knows that finding the perfect vehicle at the right price is easy if you use the right company. No jargon. No finance riddles. Straightforward car finance.
Our team has plenty of experience helping people own a car, and you’ll get access to our panel of specialist bad credit lenders – which will increase your chance of acceptance. Start today with our FREE soft credit check that won’t affect your credit score.
Browse our best cheap car deals
We stock a massive range of new and used cars in various styles and body types, including the world’s leading brands like BMW and Toyota, as well as specialist brands like Infiniti.
We inspect and test our vehicles
We prepare each car in our state-of-the-art service and repair centre. Our rigorous checks ensure your vehicle is in peak condition, so you’ll be confident getting behind the wheel.
Once you’ve found your ideal vehicle, you can collect it, or we can deliver it to any destination in the UK. All our cheap car finance deals come with no hidden costs. What you see is what you pay – avoid the worry and stress of financing your car and enjoy the pleasure of driving it.
3 reasons to trust Hippo with your new car
As a responsible broker specialising in working with people who have bad credit, we aim to set ourselves up as a trustworthy broker. Here are three reasons to trust our service.
- All our cars come with a free 130 point check, and no vehicle leaves our showroom without passing it. If the car comes directly from the manufacturer, it will be subject to their assessments.
- We offer a 14-day money-back guarantee, so if you aren’t happy with your vehicle you can get a refund.
- As well as your money-back guarantee, you can rest easy knowing you’ll receive an extra six months warranty from Hippo.
"Had a great experience with Hippo from the get go, assisting me in getting finance – the whole process was easy! I’ve recommended you to my family and they’re busy getting a car deal with Hippo."Stefan Van Dalen | 17/09/2019