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Car finance on benefits

Check if you’re eligible for car finance on benefits today - it’s quick, easy & won’t affect your credit score!

Get a decision in minutes ✅ - with zero impact on your credit score!

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Can you get car finance on benefits?

Yes, you can still get car finance on benefits!

Here at Hippo, we believe that everyone should have the chance to get behind the wheel of a car, regardless of their financial situation. That’s why we have a varity of finance contract options available to meet the needs of all our customers, regardless of the their benefits status or credit score.

What type of benefits do we accept?
  • Universal Credit
  • Personal Independent Payment
  • Working tax credits
  • Child tax credits
  • Disability allowance
  • Carers allowance

How does car finance work for people on benefits?

Our team can help. We offer finance for people on benefits that might be struggling to secure funds through a more traditional source. As soon as your loan application is approved, we'll provide you with a monthly payment plan that's affordable and convenient for you. Allowing you to finance a car for a price that suits your budget.

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Use the My Hippo app to find your car
    Once you've been accepted for finance, your dedicated account manager will give you exclusive access to our portal, where you can browse 1000’s of vehicles and reserve your dream car
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    We offer 48 hour nationwide delivery! Or, you can pick your car up from our showroom on the same day.

Are you guaranteed car finance on benefits?

Are you guaranteed car finance on benefits?

No reputable finance company can guarantee car finance to anyone. However, we can guarantee that we offer people from all financial backgrounds the best chance of having their application accepted.

We have a wide variety of lenders who can help people on benefits, people with bad credit, and those without a down payment, so you can get a car you love without stressing about the finance.

We help people get car finance on benefits

Cannot recommend these guys any higher. Thought I was going to be without a car. Having not the greatest credit history, these guys managed to find me an affordable deal with the car that I wanted. Completely stress free, friendly, non judgemental and great communication. It’s been a pleasure

Chris | 17/02/2022

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Balance to finance Term of agreement Monthly payments Deposit Total amount of credit Total amount payable Option to purchase fee Fixed APR Representative
£12,000.00 60 months £290.01 £0.00 £12,000.00 £17,400.60 £50.00 16.9% APR 16.9% APR

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.