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Hippo Motor Finance > Car finance checker

Car finance checker

Check your car finance eligibility with our FREE soft credit search

Get a quote in minutes ✅ - with zero impact on your credit score!*

Get Started

Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender. *a hard search will be performed if you decide to proceed


Get a quote in minutes ✅ - with zero impact on your credit score!*

Get Started

Rates from 12.9% APR. Representative APR 18.9%. We are a credit broker, not a lender.

*a hard search will be performed if you decide to proceed

We aim to make the process of getting a car finance package easy if you have bad credit or have suffered financial difficulty, and we want to do it in the quickest way possible.

Read our four-step process and then get the process underway by by filling in our quick application form, that won’t affect your credit rating!

All you need to get started is:

  • Your name, number and email address
  • Your last three years employment details
  • Your last three years worth of addresses

How to check whether you’re eligible for car finance

  • Step 1
    Step 1
    Check if you'll be accepted - with no impact on your credit score!*
    Simply fill in our quick and easy form and we'll let you know within minutes if you'll be accepted.
  • Step 2
    Use the My Hippo app to find your car
    Once you’ve been accepted for finance, we’ll get in touch to discuss your options and give you access to the exclusive myHIPPO app where you can browse 1000’s of vehicles and reserve your dream car online or over the phone!
    Step 2
  • Step 3
    Step 3
    Drive away in your dream car!
    Collect your car within 48 hours from one of our showrooms or arrange nationwide delivery to your door!
Check your eligibilityGet an online decision in minutes

Why should you use Hippo to check your eligibility?

1. It’s fast, safe and won’t affect your credit score
Our eligibility checker gives you a result within the hour, so you aren’t waiting around for confirmation. Our application is also secure, so your data won’t be abused. And the best thing? There’s no impact on your credit, so an application with us won’t harm your profile.
2. We’re the bad credit specialists
If you think you might struggle to get credit you’re in the right place to check your eligibility. Hippo works with specialist bad credit lenders that are considerate of your circumstances and aim to get you the best deal possible.
3. We promote a low-pressure, supportive service
We’re a family-run business, so we pride ourselves on values like trust, honesty and integrity. It isn’t only about determining eligibility; we offer genuine support throughout the process in the shape of a helpful account manager.

Hippo helped me keep my car finance payments low

I made my initial enquiry not thinking I would even be accepted for credit – with a default on my file from years ago.

James was friendly and not pushy at all. He managed to secure me a deal at 12% interest, which is almost as good as a normal good credit deal.

James listened to the fact I wanted to keep my costs down, and he was very patient asking every single little question – back and forth by email, finding out all the details for me.

"Very happy to have my car delivered on a great deal with low monthly payments from a reliable company."

- Marissa Freeman, December 2020

FAQs

Representative Example of Credit

Based on a Hire Purchase (HP) agreement. We expect more than 51% of our customers to achieve this rate.

Loan amount

£7500

APR

18.9%

60 monthly payments

£188.16

Deposit amount

£0

Loan term

60 months

Flat rate

10.1%

Total cost of credit

£3789.60

Total amount payable

£11289.60

All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions Limited t/a Hippo Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. Company number 06215364, registered company address – Unit 26, Trident Park, Trident Way, Blackburn, BB13NU. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a commission for introducing you to a lender, the commission we receive may be preset but can vary and impact the amount payable. Images for illustrative purposes only. Hippo Vehicle Solutions Limited t/a Hippo Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at www.fca.org.uk

* Only a soft check is carried out when you complete this finance check which won’t affect your credit score. However, if you choose to proceed and order a vehicle, a full credit check will be carried out.
** Delivery and collection times are dependant on your vehicle being ready when you place your order. If your vehicle is still being prepared then these times may be extended.
*** We offer you a 14 day money back guarantee, meaning you’re not stuck in the remainder of your contract, if you change your mind once you’ve signed your documents. But this is subject to a cancellation fee which is £600.

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at [email protected]. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.

When completing an application on this site we will automatically check your eligibility across a range of finance & leasing products to provide you with the best selection of options that we can. Below is a Representative Examples of our HP finance options for comparison, we expect more than 51% of customers to achieve the rates shown.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.

Our Partners

  • lex-autolease
  • leaseplan
  • novuna-vehicle-solutions
  • saf
  • bvrla
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Call: 01254 956 777

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