How It Works

Apply now help

Fast track to buying

Don't waste time waiting for us to call you back. Get pre-approved in 60 minutes by submitting an application that won't affect your credit score.

Fast-track your car finance deal and discover your pre-approved loans.

Apply NowGet an online decision in minutes
It Won't Harm Your Credit Score

How to apply

Applying now is the fastest way to discover whether you’ll be pre-approved with one of our top-tier or specialist lenders. It’s a short finance application that won’t affect your credit score or appear on your credit profile.

  • Step 1
    Step 1
    Choose a car you like and hit that apply now button
    Either search through the thousands of vehicles on our website, find the car you want and click Apply Now - or speed up the process by clicking straight from our homepage.
  • Step 2
    We’ll need some details from you
    Fill in our short and simple finance application online which won’t affect your credit score or appear on your credit profile.
    Step 2
  • Step 3
    Step 3
    You’ll get an instant decision sent to you
    Submit your application and receive confirmation of your car finance pre-approval within 60 minutes* directly to your email.
Why apply now?
“My experience has been excellent, they are quick with decision-making and communicated very well throughout the application process”
Marcus Mann | 1 Oct 2020

Why apply now?

By applying now, you’re cutting out a step of the journey. We won’t have to spend as much time on your application as we’ll already have some key information.

  • TrustPilotSpeed up your car buying journey
  • TrustPilotComplete your application without the need for a phonecall
  • TrustPilotFind out within 60 minutes whether you’ll be pre-approved by one of our lenders
  • TrustPilotYour initial application won’t affect your credit score or appear on your credit profile
  • TrustPilotWe’ll email your results to you
  • TrustPilotFind the right lender for your circumstances

What happens after you apply?

If you’ve already chosen your car, a member of our team will be in touch to discuss a few more details and confirm you’re happy with the price. If you haven’t found your vehicle, our team can help you find your dream car.

Apply NowGet an online decision in minutes

*If you Apply Now during our regular opening hours, you can expect a response within 60 minutes. Some applications take a little longer, however, and if you apply outside of our regular opening hours, you’ll get a response the next working day.

Apply NowGet an online decision in minutes

Representative Example of Credit

Based on a Hire Purchase (HP) agreement. We expect more than 51% of our customers to achieve this rate.

Loan amount




60 monthly payments


Deposit amount


Loan term

60 months

Flat rate


Total cost of credit


Total amount payable


All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions Limited t/a Hippo Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. Company number 06215364, registered company address – Unit 26, Trident Park, Trident Way, Blackburn, BB13NU. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a commission for introducing you to a lender, the commission we receive may be preset but can vary and impact the amount payable. Images for illustrative purposes only. Hippo Vehicle Solutions Limited t/a Hippo Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at

* Only a soft check is carried out when you complete this finance check which won’t affect your credit score. However, if you choose to proceed and order a vehicle, a full credit check will be carried out.
** Delivery and collection times are dependant on your vehicle being ready when you place your order. If your vehicle is still being prepared then these times may be extended.
*** We offer you a 14 day money back guarantee, meaning you’re not stuck in the remainder of your contract, if you change your mind once you’ve signed your documents. But this is subject to a cancellation fee which is £600.

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at [email protected]. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.

When completing an application on this site we will automatically check your eligibility across a range of finance & leasing products to provide you with the best selection of options that we can. Below is a Representative Examples of our HP finance options for comparison, we expect more than 51% of customers to achieve the rates shown.

Representative Example Of Credit (Hire Purchase)
Hire Purchase (HP) Finance Example: Cash Price £12,480.00 Total Deposit £1,140.00. Total Amount of Credit £11,340.00. 60 monthly repayments of £284.50. Interest Charges of £5,730.00 Total Amount Payable £18,309.00. Annual Fixed Interest Rate of 11.1%. Representative APR 18.9%.