How It Works Apply Now

Our mission

We love providing people with quality Approved Used cars and finance deals, but why do people with bad credit to financial difficulties have to strive so hard to get a deal?

It doesn’t seem fair to us. Should you be excluded from financing a car because you don’t have a strong financial history?

The answer to that is no.

We created Hippo Motor Finance with one goal in mind:

Our mission

Our mission
circles circles

What makes us different?

A deposit guarantees a sale for the dealer

We help people with financial difficulties

Whether you have bad credit from missed payments or defaults, or other financial problems such as bankruptcy, DROs, DMPs, IVAs or CCJs; we can help you determine whether you’re eligible for car finance.

A deposit lowers your monthly payments

We work with specialist lenders

Some lenders won’t accept people with bad credit or financial difficulties, but it doesn’t stop dealers from putting applications through. We increase your chance of acceptance by working with specialist lenders.

At HMF, we understand you may be worried about applying because of your financial history, and we’ll do our best to help. 😊

How does car finance with HMF work?

  • Find your dream car
    Find your dream car

    Browse thousands of new and used vehicles on Hippo Motor Finance to find your dream car! Can’t find what you’re looking for? Then just give us a call.

  • Find your dream car
    Get pre-approved

    Speed up your application and get preapproved for finance by using our FREE soft credit check (with no impact on your credit score).

  • Find your dream car
    Reserve your car online

    Browse thousands of new and used vehicles on your MYHIPPO account to find your dream car! Can’t find what you’re looking for? Then just give us a call

  • Find your dream car
    Start driving

    Either pick up your new vehicle from our Blackburn showroom or have your car delivered to any location in the UK.

The Hippo Motor Finance pledge

Hippo Leasing pledge
  • We take great pride in helping those others won’t

    Bad credit can stop you from driving the car you want. We specialise in bad credit car finance and provide all the advice and support, and we’re confident we’ll be able to help.

  • We offer cheap deals all with no deposit

    We work with a diverse panel of lenders that offer the best deals for people with bad credit or other financial problems, and you don’t have to pay a deposit on any of them!

  • You can check your eligibility before you apply

    If you’re worried about acceptance, you can use our eligibility checker to discover whether you’re likely to be accepted. And we’ll tell you within 30 minutes (if you apply in or out of hours)*

*If you haven’t had a decision within that time we will need some more information and someone will be in touch.

The perks of financing a car with Hippo Motor Finance:

  • Nationwide delivery

    We’ll deliver your vehicle to any UK-based location in 48 hours.

  • MyHippo

    You can search 1000s of cars and reserve your vehicle on our app.

  • Car & finance

    Get your car and finance package in one place, no faffing.

  • 14-day money-back guarantee

    We don’t think you’ll need it, but we offer it anyway.

  • Tailored packages

    You pick your contract type, length, deposit and mileage.

  • 172-point inspection

    All our Approved Used vehicles have to pass our check

Over 8,000 deals to choose from

Hear what our customers have to say about us:

View our Trustpilot reviews
  • “I have received exceptional service from Josh, Libby and Katie, who have guided me through the whole journey and supported me with the relevant info and answers to my questions. I am extremely happy with my vehicle and package deal, thanks to them. Out of all the companies I have dealt with regarding finance, I have to say this is by far the most efficient and most helpful one by a landslide.”

    - Khaleed, 2021
  • “Amazing service from start to finish. I dealt with Jordan, and he went above and beyond 5-star service all around. I also dealt with Amy; she was also on top form. I can’t thank them enough. They went all out to help pick my car; I had chosen another one, but they came up with a better deal. I’ve recommended them to everyone. See you in a few years.”

    - – Joseph Ballantyne, 2021

Representative Example of Credit

We expect more than 51% of our customers to achieve this rate.

Loan amount




60 monthly payments


Deposit amount


Loan term

60 months

Flat rate


Total cost of credit


Total amount payable


All pictures and/or photos and car descriptions on this site are for illustration and reference purposes only and are not necessarily the vehicle on offer. All offers are subject to change at any time and are subject to finance approval and vehicle availability. All prices correct at time of publication. E & OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. Subject to status and to UK residents only (excl. the Channel Islands). Individuals must be 18 or over. Guarantees and indemnities may be required. We typically receive a fixed commission calculated by reference to the vehicle model, product or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Images for illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is an Appointed Representative of AutoProtect (MBI) Limited for insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority. Its firm reference number is 312143. You can check this at

We endeavour to ensure that all information including the specifications and finance availability are accurate. Whilst we make every effort to display correct information we are aware that errors may occur occasionally. We are not able, therefore, to guarantee the accuracy of all information especially when given to us by third parties. If you do require clarification of some information you have seen on our website, please email us at This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.