About us | Hippo Motor Finance

Car finance at its most accessible

Hippo Finance was created on a simple premise – that everyone should have access to affordable car finance, regardless of their financial history. As one of the UK’s leading bad credit and zero deposit specialists, we’re expertly positioned to help you find a car you love, and a sensible finance deal to go with it.

Representative example: Borrowing £7,500 over 60 months with a representative APR of 13.9%, flat rate of 7.25% and deposit of £0.00, the amount payable is £170.98 per month, with a total cost of £2758.68 and a total amount payable of £10,258.80.

We help those others won't

No matter what financial difficulties you're facing now or have faced in the past, we'll always do our best to help.

You might have bad credit from missed payments or defaults. Perhaps you've been refused car finance in the past. Or maybe you're concerned about something sitting on your credit history, such as a DRO, DMP, IVA, CCJ or bankruptcy.

Whatever it is you're worried about, it's always worth a conversation to find out where you stand.

Boost your chances of approval

We work with a group of specialist lenders who are more open to working with people with less-than-perfect credit to increase your chances of approval. Our simple application process means you can check your eligibility without affecting your credit score.*

Everyone should have an opportunity to finance a car regardless of their credit history

Find car finance that works for you in three simple steps

We’ve got thousands of quality used cars to choose from, all of which you can find online.

Our free soft credit check can let you know in as little as 30 minutes** if you’re likely to be approved for finance with us.

Choose whether to pick up your new car using our same-day collection service or get nationwide delivery to your driveway.

The Hippo Finance pledge

Bad credit can get in the way of you finding affordable car finance. Our model is built on helping you get approved for credit you can manage over a long-term contract.

As one of the UK's leading zero-deposit specialists, we offer car finance options with no upfront cost across our entire range – again, with a focus on affordability.

Whatever your circumstances, we'll always be honest about your options, starting with your chances of approval. Our two-minute eligibility check is a great place to start.

So, why choose us?

We’re in a good spot to help you if you want a manageable lease deal without paying anything upfront – or you’re worried about poor credit affecting your chances of approval.

Checking your eligibility for finance is easy with our free credit check that has no impact on your credit score.*

You don’t need to worry about the quality of the vehicle you’re getting thanks to our Used Car Promise, which includes a 130-point inspection, 3-month warranty, 14-day money-back guarantee*** and a minimum 6-month MOT.

We’ve got over 1,000 used vehicles in stock, meaning you can drive away today with same-day collection or take advantage of fast UK delivery to your driveway.

Our end-to-end service covers every element of your car finance package. A dedicated account manager will help you find the right car on the right deal. That’s why we’re rated ‘Excellent’ on Trustpilot.